Louisiana
Transaction coordination in Louisiana.
Louisiana is the only U.S. civil law state. Notary-based closings, Civil Code Article 2624 on earnest money, parish-by-parish recording. We know the Napoleonic-code system.
Who regulates Louisiana real estate?
Louisiana real estate is overseen by the Louisiana Real Estate Commission (LREC), under Louisiana Revised Statutes Title 37, Chapter 17, and LAC Title 46, Part LXVII. Every file Quill coordinates in Louisiana is handled under LREC's current guidance for broker supervision and the documentation a broker's file needs to pass a later audit.
What contract does Louisiana use?
The Louisiana REALTORS Purchase Agreement, published by the Louisiana Association of REALTORS, is the standard offer document across the state. It isn't state-mandated. Some title and notary offices draft their own contracts to reflect civil-law requirements. The LAR form addresses authentic-act preparation, notary involvement, and the Civil Code's distinctive earnest-money mechanics.
Key deadlines Quill tracks on every Louisiana file:
- 24-hour earnest money delivery window
- Inspection and inspection-resolution periods
- Financing contingency expiration
- Title examination and curative work
- Notarial act of sale (closing)
How does earnest money work in Louisiana?
Louisiana earnest money is held by a notary public (often an attorney-notary) or a broker trust account, per agreement. Typical deposit is 1 percent of purchase price, delivered within 24 hours of ratification. Louisiana Civil Code Article 2624 treats earnest money asymmetrically: a buyer who recedes without cause forfeits the deposit; a seller who recedes must return the deposit plus an equal amount. That doubled-return rule is unique to Louisiana, and it changes how termination decisions get made. We track the deposit, document the timing, and coordinate release under Article 2624 mechanics.
How do closings work in Louisiana?
Louisiana uses a unique notary-based closing system. No title companies are licensed to close transactions in Louisiana. The act of sale is executed before a notary, who may or may not be an attorney. Title examination for title insurance is typically conducted by an attorney. Quill coordinates the file end-to-end: earnest money to the notary or broker trust account, title examination with the attorney, abstract work, curative items, lender coordination, and the final closing package. The notary authenticates the act of sale, Quill handles everything that gets you to that table.
What mistakes trip up Louisiana files?
A handful of Louisiana specifics catch out-of-state operators and newer agents more than anything else. These are the ones we watch for on every file:
- Treating Louisiana like a common-law title-company state. It isn't. Louisiana is civil law, closings happen before a notary, and the entire document flow is different. Out-of-state templates don't translate.
- Missing Civil Code Article 2624 on earnest money. Sellers who think forfeiture is symmetric are wrong. A seller who recedes owes double the deposit back. That fact changes negotiation dynamics and needs to be understood before, not after, a breach issue arises.
- Parish-by-parish recording differences. Louisiana has 64 parishes, not counties, and recording conventions, fee schedules, and document requirements vary. Files that assume Orleans Parish procedures work in Tangipahoa get surprises.
- Assuming the notary is a lawyer. Louisiana notaries can be non-attorneys with a special commission. The notary handles the act of sale; legal questions still route to an attorney. Quill keeps those lanes clear.
What does Quill do on a Louisiana file?
From the moment you forward the executed purchase agreement until the closing package is in your broker file, we run the deal end-to-end:
- Timeline built and shared with you, the cooperating agent, notary, title attorney, lender, and inspectors
- Earnest money delivery to the notary or broker trust account confirmed within the 24-hour window, with receipt documented
- Title examination coordinated with the attorney, including curative items and exceptions
- Abstract and recording research handled parish-by-parish as the file requires
- Inspection scheduling, objection, and resolution deadlines tracked by calendar
- Lender updates pulled weekly with direct confirmation before financing contingency expiration
- Act of sale coordinated with the notary's office, with the closing package reviewed before authentication
- Final broker-file package assembled to LREC audit standards
Learn more about transaction coordination
Louisiana's notary-based closing process is unlike any other state. For a broader look at how closings work across the country, read the real estate closing process step by step. For a full breakdown of TC responsibilities, see What Does a Transaction Coordinator Do?.
What's different about Louisiana's market?
Louisiana's market divides regionally. New Orleans and the Northshore run on Orleans and Jefferson Parish conventions. Baton Rouge and the Capital Region run differently. Lafayette and Acadiana have their own feel. Shreveport and north Louisiana run closer to Texas-border conventions. And every parish has its own recording office with its own procedures. Timelines stretch to 30 to 60 days because notarial scheduling and attorney title examination take longer than a title-company search elsewhere. We set the calendar to the parish you're actually working in.
Deep guides for this state
For more detail on how real estate transactions work here, see our in-depth guides: Louisiana real estate Closing Guide.
Your Louisiana files, coordinated.
$350 per file, billed when the deal closes. First file is free for Louisiana agents trying the service.